3-Cheese Enchiladas - Vegetarian

These 3-cheese, bean and salsa enchiladas are quick and easy to assemble and just as tasty!

1 cup (4 ounces) shredded mild cheddar cheese
1 cup (4 ounces) shredded Monterey Jack cheese
1 cup (4 ounces) shredded mozzarella cheese
1 (16-ounce) can refried beans
1 (24-ounce) jar salsa - divided use
1/3 cup thinly sliced green onions
1/3 teaspoon ground cumin
12 flour tortillas (6 inches)
Sliced ripe olives, optional
Additional sliced green onions, optional
Sour cream, optional

1. In a medium bowl, mix all of the cheeses.
2. In another bowl, combine beans, 1 cup salsa, 1 1/2 cups cheese mixture, green onions and cumin.
3. Spread 1 cup salsa into the bottom of a 13-inch x 9-inch x 2-inch baking dish.
4. Spoon a heaping 1/3 cup bean mixture down the center of each tortilla. Place tortillas seam-side down on salsa. Top with remaining salsa and cheese.
5. Bake at 350°F (175°C). for 30 minutes or until heated through.
6. Serve with sliced ripe olives, green onions and sour cream if desired.

Makes 6 servings.